Voice enabled in 12 Indian languages — Now Live

Your shop already
knows how to talk.
Now it can type.

AiCOS — AI Commerce Operating System
Voice Billing · Digital Khata · B2B Orders · NPCI e-NACH & e-Mandate · Accounting Registers.
One system for End Customers, Shop Owners, Wholesalers & Distributors.

📲 Download App 🔍 Explore Features
12+
Indian Languages
200K+
Businesses Served
NPCI
e-NACH & e-Mandate
B2B
Invoice Exchange
Listening — Hindi
What the customer said
What you get
Total ₹0
🏢 About Us

Powered by ThillaiS —
India's FinTech Innovator

AiCOS is built by ThillaiS Analytical Solutions Private Limited (Vanghee Softwares division), a FinTech innovator headquartered in Bengaluru, India.

Serving over 200,000 businesses across India with 20+ years of deep expertise in digital payments, NPCI integrations, e-NACH mandate networks, B2B invoice exchange, and enterprise software. We believe every shop owner deserves the power of modern technology — without complexity.

🎯

Our Mission

Simplify commerce for every Indian retailer, wholesaler and distributor through voice-first AI technology.

🌟

Our Vision

India's first AI Commerce Operating System — running entirely by voice in any local Indian language.

🏆

Experience

20+ years in payments & financial technology with deep NPCI, NACH, and banking integrations.

🔒

Trusted & Secure

Bank-grade 256-bit encryption. RBI-compliant infrastructure. NPCI-certified payment rails.

ThillaiS FinTech Lab Team
M

Mr. Muthukumaran Ramanathan

Founder, ThillaiS Analytical Solutions Pvt Ltd

20+ Years Experience FinTech Visionary Creative Strategist
📱 Product

One Operating System.
Every Role in Indian Commerce.

AiCOS serves four distinct roles — each with their own voice, workflow and digital intelligence — all connected on one platform.

🛒
End Customer

Order from Home, in Your Language

Neighbourhood customers place orders from home via WhatsApp voice note or the AiCOS customer app — in Hindi, Tamil, Telugu, Kannada, Bangla, Marathi, Gujarati, English, or any Indian language.

  • Scan shop QR once — order forever via WhatsApp
  • Speak the order naturally in native language
  • Track order: Received → Packing → Pickup at Store / Out for Delivery
  • View khata balance & pay via UPI instantly
  • Receive itemised digital bill on WhatsApp
🏪
Shop Owner / Retailer

Bill by Voice. Run Everything from the Counter.

The kiryana / retail shop owner is the centre of AiCOS. Every feature — billing, khata, ordering, payments — is built around the shop owner's daily workflow.

  • Voice billing — speak items, bill builds itself
  • Digital khata ledger — credit customers posted automatically
  • 1-tap WhatsApp payment reminders with UPI link
  • Print shop QR — customers scan & order from home
  • Place voice purchase orders to wholesalers & brands
  • Accept supplier invoices — stock updates automatically
  • Approve NPCI B2B bulk payouts in net banking
  • View daily sales, purchase & inventory registers
🏭
Wholesaler / Distributor

Receive B2B Orders. Exchange Digital Invoices.

Brands and distributors on the other side of the order receive digital purchase orders from multiple retailers, dispatch goods with digital invoices, and collect payments via NPCI or e-NACH mandates.

  • Receive B2B purchase orders from multiple shop owners
  • API integration into your ERP system
  • Plain AiCOS login if you have no ERP
  • Dispatch goods with digital invoice inside AiCOS
  • Retailer taps Accept — payment booked & stock updated
  • Collect via NPCI B2B bulk transfer or e-NACH mandate
  • Receive detailed payment advice with UTR reference
  • Generate e-NACH presentation files for recurring collections
  • View daily sales, purchase & inventory registers
🏦
B2B Ordering & Invoice Exchange

The Digital Supply Chain Backbone

AiCOS connects shop owners with wholesalers, distributors and FMCG brands via a structured B2B order-to-invoice-to-payment cycle — all digital, all in-app.

  • Voice purchase orders to Britannia, Colgate, P&G, local distributors
  • Digital B2B invoice exchange via API or in-app portal
  • Shop owner taps Accept → purchase booked, stock updated
  • One-click NPCI bulk payment across all pending invoices
  • Payment advice auto-delivered to each supplier with UTR
  • Outstanding invoices auto-closed after payment match
🔄
NPCI e-NACH & e-Mandate

Automated Collections & Recurring Payments

Replace post-dated cheques with paperless e-NACH mandates. Both collections from customers and payments to suppliers run automatically on schedule.

  • Register e-mandates via NetBanking or Debit Card (one-time)
  • Auto-debit on schedule — no manual bank login each time
  • Generate recurring collection files automatically
  • Adjust amount or move debit date before authorisation
  • Presentation files auto-submitted to bank on schedule
  • Clearing tracked with UTR — invoices closed automatically
🛒 Complete Order-to-Payment Workflow

How Orders & Payments Flow
Across All Roles

From a customer's voice order at home to a wholesaler receiving payment — AiCOS connects the entire workflow digitally.

A

Customer → Shop Owner

Retail Ordering Workflow
1
Customer scans QR / opens WhatsApp
Scan the shop's QR on the counter wall once to save the shop.
2
Speaks order in native language
Hold mic & say: "2 kg Atta, 1 pkt Tea, 500g Sugar" — AI parses items, quantities, units.
3
Shop owner receives clean item list
Order arrives as a structured list, translated into owner's language, with bill amount.
4
Bill generated & posted to khata
Paid now → UPI QR or cash. On credit → posted to customer's digital khata ledger.
5
Payment reminder & UPI collection
1-tap WhatsApp reminder with UPI link. Customer pays → khata balance drops automatically.
B

Shop Owner → Wholesaler / Distributor

B2B Order & Invoice Workflow
1
Shop owner voices stock order
"Britannia Good Day 2 cartons, Colgate 3 dozen, Ariel Matic 1 carton" — PO generated.
2
Purchase Order sent to wholesaler
B2B digital PO delivered inside wholesaler's AiCOS login or pushed to their ERP via API.
3
Wholesaler dispatches with digital invoice
Goods are packed. Digital invoice INV/BRT/26-27/XXXX arrives inside AiCOS.
4
Shop owner taps Accept
Purchase booked. Stock inflow register updated. Vendor ledger posted — no re-entry needed.
C

B2B Payment to Suppliers via NPCI

Bulk Payment Workflow
1
Run bulk pay cycle
Clerk/accountant initiates. AiCOS picks up all accepted invoices due and builds the payment batch.
2
Batch file pushed to NPCI
Transaction batch leaves AiCOS via FinTech integration → NPCI → your bank. No banking password at this step.
3
Owner approves in net banking
Batch appears in corporate net banking. Owner logs in & approves. Only the owner can release funds.
4
UTR returned, invoices auto-closed
Bank debits and returns UTR to NPCI → AiCOS. Payment advice sent to each supplier. Invoices knocked off.
Facing the Street

One QR on the Wall.
The Whole Colony Inside.

Print your shop QR and stick it by the counter. A walk-in customer scans it once and saves your shop. From then on, they order from home — voice, in whatever language they speak.

  • ✅ Orders on WhatsApp or App — no new app sign-up needed
  • ✅ Voice in their language. You read it in yours.
  • ✅ Orders that were going to quick-commerce come to your counter instead
  • ✅ Scan QR once — order for life
Customer voice note 🎙️ "2 kg Atta, 1 pkt Tea, 500g Sugar, deliver to Flat 302"
You see Atta 2 kg · Tea 1 pkt · Sugar 500 g
Flat 302, Sunrise Apartments · Bill: ₹312
Shop owner using AiCOS voice ordering at kiryana store
📲 QR & Voice Ordering at Shop Counter
⚡ Features

Everything a Shop Does in a Day,
in One Place.

Voice billing, digital khata, B2B invoice exchange, NPCI e-NACH & e-Mandate payments, and automated registers — all in one system built for Indian commerce.

🎙️

Voice Billing — 12 Languages

Call out items as a customer walks in. The bill builds itself as you speak — by weight, quantity, or rupee value. Hindi, Tamil, Telugu, Kannada, Bangla, Marathi, Gujarati, English and more.

📒

Digital Khata Ledger

Credit customers are posted to their khata the moment the bill closes. 1-tap WhatsApp reminders with UPI payment link. Balance updates automatically on payment receipt.

💬

WhatsApp & App Customer Ordering

Customers scan QR once, order forever from home via WhatsApp voice note or the AiCOS customer app in their own language. No new app download required for customers.

🏭

B2B Invoice Exchange

Voice-order to Britannia, Colgate, P&G, or local distributors. They confirm digitally. Invoice arrives inside AiCOS. Tap Accept — purchase booked, stock updated. No re-entry.

🏦

NPCI B2B Bulk Payments

Run one pay cycle — AiCOS splits it across all your suppliers via RTGS/NEFT. You approve in net banking. Nobody else can release funds. UTRs auto-matched, invoices closed.

🔄

NPCI e-NACH & e-Mandate

Register paperless e-mandates for recurring supplier payments and customer collections. Auto-debit on schedule — no manual bank login each time. Generate & track presentation files.

💳

UPI & Payment Reconciliation

Cash, UPI QR, bank transfers — all tracked in the payment register. Reconciliation is automatic. No mis-matching by hand. Every mode, one register.

📦

Live Stock Registers

Every accepted supplier invoice updates the stock inflow register. Every sale updates outflow. Live inventory balance at any time — no manual counting needed.

👥

Customer & Vendor Ledgers

Full customer-wise khata dues, vendor accounts, and settlement history. Searchable, filterable, exportable ledger trail for every party — customer or supplier.

📚 Registers & Accounting Books

Every Transaction Posts
Real-Time Entries.

Daily sales, purchases, payments, and stock movements update active registers automatically. Full financial books coming soon.

✓ Active Now

📊 Daily Sales & Purchase Registers

Itemized real-time sales and stock purchase logs with date-wise filtering.

✓ Active Now

💳 Payment Registers

Cash, UPI QR, Bank & NPCI payment reconciliation — all modes, one register.

✓ Active Now

📦 Stock Inflow & Outflow Registers

Live inventory balance & stock movement logs. Updated on every sale and purchase.

✓ Active Now

👥 Customer & Vendor Ledgers

Khata dues, supplier accounts & full settlement history — searchable & exportable.

🕐 Coming Soon

⚖️ Trial Balance & Profit / Loss

Instant P&L statement & period balances. Every action above posts an entry automatically.

🕐 Coming Soon

📄 Balance Sheet & GST Schedules

GSTR-1, GSTR-3B & ITC audit schedules already generated from your transaction data.

🏦 NPCI e-NACH & e-Mandate

Pay Every Supplier in One
Bulk Cycle via NPCI.

Run the pay cycle and AiCOS splits it across all your wholesalers & suppliers — RTGS, NEFT, or e-NACH where a mandate stands in for post-dated cheques. No manual reconciliation.

Run the bulk pay cycle

AiCOS picks up all accepted supplier invoices that are due and builds the payment batch across every vendor.

Clerk or accountant

Push batch file to NPCI

Transaction batch leaves AiCOS via FinTech integration → NPCI → your bank. No banking password needed at this step.

Clerk or accountant

You approve in net banking

Batch payout sits in your corporate net banking. You log in as owner and approve. Nobody else can release the funds.

Shop owner only

Bank debits & returns UTR

Payment is processed, account debited, bank returns UTR to NPCI. Confirmation flows back to AiCOS.

Your bank

UTR published; advice to all suppliers

NPCI publishes UTR to AiCOS. Detailed payment advice with UTR delivered to each supplier — inside ERP or AiCOS login.

Automatic

Invoices close themselves

Payment matched against outstanding invoices. Accounting entries knocked off. Nothing left to reconcile by hand.

Automatic
Where it's e-NACH — no bank login each time.

e-NACH & e-Mandate:
Paperless Recurring Payments

Register an e-NACH mandate once. From then on, collections from customers and payments to suppliers auto-debit on schedule — the mandate handles it. No cheques, no manual NEFT each time.

  • ✅ Register e-mandates via NetBanking or Debit Card (one-time)
  • ✅ Accept, adjust amount or move debit date before authorisation
  • ✅ Supplier's file updates automatically on your authorisation
  • ✅ They present — amount pulled, invoices closed on same entry
  • ✅ Register mandates against customers for periodic auto-collection

🏦 Mandate Registration

Create & register e-NACH mandates via NetBanking or Debit Card — one-time setup per counterparty.

📋 Presentation Files

Generate recurring collection files on schedule. Track all clearings with UTR reference matching.

💳 Auto Collections

Register mandates against credit customers for periodic auto-debit of outstanding khata dues.

🔄 Supplier Payments

Use e-NACH to replace post-dated cheques for recurring supplier payments — predictable & paperless.

🌐 12 Indian Languages

The Customer Speaks Theirs.
You Read Yours.

Language isn't a setting bolted onto AiCOS — it's how the entire system works for every role, across every transaction.

चीनी आधा किलोHindi
சர்க்கரை அரை கிலோTamil
ಸಕ್ಕರೆ ಅರ್ಧ ಕಿಲೋKannada
చక్కెర అర కిలోTelugu
চিনি আধা কেজিBangla
Sugar 500 gEnglish
👥 Who Logs In

Built for the Shop.
Open to Everyone It Deals With.

Four distinct roles. One connected platform. Each role sees their own view, their own language, their own workflow.

🏪

Kiryana / Retail Shop Owner

The account everything is built around.

  • Bill by voice, run digital khata ledger
  • Print WhatsApp QR for customer orders
  • Voice-order stock to wholesalers & brands
  • Accept digital invoices — stock auto-updates
  • Approve NPCI B2B bulk payments in net banking
  • View daily sales, purchase & inventory registers
🏭

Wholesaler & Distributor

Brands and distributors on the other side of the order.

  • Receive B2B orders in your own language
  • API integration into your ERP
  • Plain AiCOS login if you have no ERP
  • Dispatch goods with digital invoice inside AiCOS
  • Collect via NPCI or e-NACH auto-debit mandate
  • Payment advice with UTR delivered automatically
🛒

End Customer

Neighbourhood shoppers who order from home.

  • Scan QR once — order forever via WhatsApp
  • Voice order in native language — no typing
  • Track: Received → Packing → Pickup at Store / Out for Delivery
  • Check khata balance & pay via UPI
  • Receive itemised digital bill on WhatsApp
📬 Contact Us

Get In Touch With Us

Interested in AiCOS for your shop, chain, or enterprise? Want a demo? Have a question? We'd love to hear from you.

Contact Information

Reach our team — Monday to Saturday, 10 AM – 7 PM IST.

📍
Office Address
2nd floor, Ashwin Arcade, 117, Sanjay Nagar Main Rd, RMV 2nd Stage, Bengaluru, Karnataka 560094
📞
Phone
+91-87927-40106
📧
Email
info@thillais.com
🌐
Website
www.thillais.com  |  www.vanghee.com
📲

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